When I spoke to my bank and told them that my art gallery was booming, they asked me for my past three years tax returns, paystubs and a recent pro-forma. My accountant said it would take a week to get everything together and then another two months before I could even get an answer. In the real world, time is of the essence and a Business Cash Advance gave me what I needed when I needed it.
When our cappuccino machine broke I was told that I would need four thousand dollars to fix it. In addition we had a private loan that was killing me that I knew I had to pay off. By being able to get a Merchant Cash Advance I paid off my loan and bought a new more efficient cappuccino machine all in the same week and have never looked back.